Stacks Finance was established in January 1999 after an extensive review of the non-conforming commercial mortgage market in 1998.  Prior to this time Ray and Paul Stack operated a solicitor's mortgage practice under the applicable Class Order exemption at the time.  Ray Stack has been arranging mortgages since 1966.

Stacks Finance also established The Mortgage Fund ARSN 088 928 081, which commenced trading in November 1999.  The Mortgage Fund operates as a pooled mortgage trust with approximately $190 million in funds under management and over 1100 investors.

Stacks Finance is licensed to operate all types of mortgage schemes and is one of the few companies which are not limited to a specific mortgage scheme.

Stacks Finance lends throughout Australia, with a particular focus on the Eastern Seaboard.  We service metropolitan and regional New South Wales from our offices in Sydney and Taree and  Queensland through our Tweed Heads office.

Stacks Finance is a specialist mortgage manager with over 50 years experience in the mortgage market.  We believe that our success is based on the trust that our 1100 investors place on our capacity to obtain, verify, approve and manage mortgages on their behalf.

At Stacks Finance our mission is to satisfy investor needs through Australian mortgage investments, and to provide opportunities for borrowers to access their equity level to obtain flexible and timely financial solutions.


The information provided in this website should be regarded as general information only, rather than as advice. It has been prepared without taking account of any person's objectives, financial situation or needs. Because of that each person should, before acting on any such information, consider its appropriateness, having regard to their objectives, financial situation and needs. The Mortgage Fund is NOT a bank deposit. Investment in The Mortgage Fund is subject to INVESTMENT RISK, including possible delays in repayment and loss of income or principal invested. The income paid by The Mortgage Fund varies from quarter to quarter and The Mortgage Fund may achieve lower than expected returns in future quarters. No guarantee can be given that future performance will be reflected by data of past performance. Investment in The Mortgage Fund can only be made under the current relevant product disclosure statement (PDS) issued by Stacks Managed Investments Limited ACN 085 843 125 | AFSL 227673 which is available from this website or our office.